文章基本信息

标题：The Dynamic Typology in the Development Process of Credit Union Movements
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作者：Chien-Min Kang ; Ming-Chieh Wang ; Lin Lin 等
期刊名称：International Journal of Financial Studies
印刷版ISSN：2227-7072
出版年度：2022
卷号：10
期号：2
页码：29
DOI：10.3390/ijfs10020029
语种：English
出版社：MDPI, Open Access Journal
摘要：The aim of this paper is to find a dynamic framework of analysis of credit union movements by grouping credit unions into different category types. Within the heterogeneous reality of the worldwide credit union movement, the typology provides a clearer understanding of the dynamics of change and development. We use panel-ordered logistic regression to find the key covariates of influence when analyzing the original typology to add further explanation of the development of credit union movements. By using transnational research, we revisit each of the three categories of the original typology to re-evaluate and expand upon the relevance of this particular model. We also include the elements of economy, society, education, and culture in other countries in this research. Our findings suggest that the stage of development of the credit union movement depends on the variables of asset scale, financial crisis, legislative framework, economy, society, and culture of the country. In addition, they indicate that the penetration rate of the credit union movement depends on the asset scale, loan ratio, credit union growth, financial crisis, economy, society, education, and culture of the country. This lends support to the recognition of the diversity of the credit unions’ development.