文章基本信息

标题：MANAJEMEN RESIKO PEMBIAYAAN DI BAITUL MAAL WA TAMWIL DAN BANK PEMBIAYAAN RAKYAT SYARIAH: SEBUAH STUDI PERBANDINGAN
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作者：Edi Susilo ; Abdul Hakim
期刊名称：Jurnal Ekonomi dan Keuangan Islam
印刷版ISSN：2088-9968
电子版ISSN：2614-6908
出版年度：2017
卷号：2
期号：1
页码：13-26
语种：English
出版社：Center for Islamic Economics Studies and Development
摘要：This paper analyzes the impact of regulation and supervision system on the application of financial risk management in BMT Beringharjo (hereafter BMTB) and BPRS Madina (hereafter BPRSM). As understood, BMTs are loosely regulated and supervised by the Department of Cooperation, while BPRs are highly regulated and supervised by Bank Indonesia. Using a qualitative method, this paper finds that the financing organization in BMT needs improvement as the director and the manager are the same person. The financing procedure works well despite the lack of online system to coordinate branch offices. The paper also finds that BPRSM complies the financing procedure made by BI. The financing organization in BPRSM also works well, from the top commisariate to the employees level.