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  • 标题:The Importance of Financial Literacy towards Entrepreneurship Intention among University Students
  • 本地全文:下载
  • 作者:Noor Lela Ahmad ; Rohaila Yusof ; Anis Suriati Ahmad
  • 期刊名称:International Journal of Academic Research in Business and Social Sciences
  • 电子版ISSN:2222-6990
  • 出版年度:2019
  • 卷号:9
  • 期号:9
  • 页码:18-39
  • DOI:10.6007/IJARBSS/v9-i9/6266
  • 语种:English
  • 出版社:Human Resource Management Academic Research Society
  • 摘要:Issues regarding financial literacy have gained attention and highly debated topics among scholars due to recent global financial scandal has led the government to emphasize on financial education towards its citizen. Emphasizing on financial knowledge is importance to improve nation financial well-being and contribute to country healthy economy. Furthermore, entrepreneurship is seen as one of the many leaps towards a country’s growth as it represents an important source of employment, while the youth are the ones responsible of its advancements. The purpose of this paper is to explore the issues regarding financial literacy and it’s important as a medium that led to entrepreneurship intention among Malaysian accounting students. This study adopted quantitative survey method to collect data among 238 undergraduates accounting students from four public higher education institutions in Malaysia. The survey instruments includes 20 items that measure the level of financial literacy and 14 items that measure constructs of intention toward entrepreneurship. Descriptive statistic analysis which analyze for frequency, mean and percentage were employed to investigate research questions to obtain the view from research sample. Findings demonstrated that the financial literacy level among undergraduates accounting students are at a moderate level and become a cause of concern and raises serious issues regarding youth capabilities to secure their financial well-being. It has also been observed that financial literacy (financial and management knowledge) lead to increased intention toward entrepreneurship among undergraduates accounting students. The implication of this study is that financial literacy is vital and entrepreneurship dimension should be equipped within future young entrepreneurs.
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