文章基本信息

标题：Impact of the Jordanian Commercial Banks on Financing Small and Medium Enterprises in Jordan
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作者：Munawer Frieh Haddad ; Fadi Mohammed Alshannag ; Bilal Eneizan 等
期刊名称：International Journal of Academic Research in Business and Social Sciences
电子版ISSN：2222-6990
出版年度：2019
卷号：9
期号：3
页码：16-26
DOI：10.6007/IJARBSS/v9-i3/5623
语种：English
出版社：Human Resource Management Academic Research Society
摘要：The study aimed to identify the impact of the Jordanian Commercial Banks in providing financial loans and facilities to support small and medium enterprises widely spread in Jordan. The study focused on the role of such enterprises in achieving the economic development and reducing unemployment. The researchers applied quantitative approach through using a questionnaire. 238 questionnaires distributed to the study sample (Jordanian Commercial Banks) out of which 233 questionnaires were retrieved and 4 questionnaires were excluded making the total amount of questionnaires valid for the statistical analysis 229. The study concluded that there is a severe competition among commercial banks in financing small and medium enterprises; however, they suffer from lack of feasibility studies on small and medium enterprises. The study also concluded that small and medium enterprises have a modest role in achieving an economic development due to the weak success of projects in the market. According to the results, the study recommended the need that the Jordanian commercial banks provide larger loans to finance small and medium enterprises and the need that they conduct feasibility studies on such enterprises. The study also recommended developing and editing laws and regulations on the small and medium enterprises in Jordan by the Jordanian government.