文章基本信息

标题：Factors Influencing Micro, Small and Medium Entrepreneurs’ (MSMEs) Intentions to Purchase Micro-Takaful Scheme
本地全文：下载
作者：Azila Abdul Razak ; Lina Ade Chusmita ; Fidlizan Muhammad 等
期刊名称：International Journal of Academic Research in Business and Social Sciences
电子版ISSN：2222-6990
出版年度：2021
卷号：11
期号：10
页码：1090-1106
DOI：10.6007/IJARBSS/v11-i10/11488
语种：English
出版社：Human Resource Management Academic Research Society
摘要：This study attempts to investigate the factors that affect the micro, small and medium entrepreneurs’ (MSMEs) intention to purchase micro-takaful schemes. Based on the theory of planned behaviour, an empirical analysis was employed to analyse the relationships based on 135 MSMEs in Perak, Malaysia. The findings imply that knowledge has a large and favourable impact on micro-takaful scheme attitudes and purchasing intentions. Besides, the findings reveal the significant effect of attitude, subjective norms, and perceived behavioural control to induce purchase intention on micro-takaful. The findings shed light on the importance for Islamic takaful companies to transform their marketing strategies to reach potential clients particularly the MSMEs. Specifically, the takaful companies not only need to consider the micro, small and medium entrepreneurs’ behaviour in selling their products but also to revise the provision and the outreach of micro-takaful for the MSMEs in the remote and rural areas as to increase their financial protection against unexpected business risks and improve their societal well-being.