文章基本信息

标题：The Effects of Human Capital, Financial Socialisation Agents, and Motivation on Financial Literacy Among Private University Students In Malaysia
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作者：Hafizah Mat Nawi ; Ong Hock Siong ; Chen Yuen Nee 等
期刊名称：International Journal of Academic Research in Business and Social Sciences
电子版ISSN：2222-6990
出版年度：2020
卷号：10
期号：10
页码：159-168
DOI：10.6007/IJARBSS/v10-i10/7737
语种：English
出版社：Human Resource Management Academic Research Society
摘要：The ability to manage personal finances has become increasingly significant, particularly for university students. This study has examined the influence of human capital, financial socialisation agents and motivation on financial literacy among private university students in Malaysia. A survey consisted of 390 students was conducted from various private universities based on positive paradigm approach. The survey data collected was then analysed using statistical techniques and multiple regression models. The survey results showed that human capital, financial socialisation agents and motivation have significant effects on individuals financial literacy and supported the theory of planned behaviour. The research findings provide insights for policymakers to improve financial literacy among students in higher education institutions. Policymakers such as the Malaysian government and the Ministry of Higher Education can utilise the findings for the National Strategy for Financial Literacy 2019-2023 and the Malaysia Education Blueprint 2015-2025.