摘要:The core objective of the study is to ascertain the factors that shape and sustain micro finance derived financial independence and empowerment. The study evaluated the impact of women entrepreneurâ�?�?s â�?�?inclusionâ�?�?, â�?�?market knowledgeâ�?�?, â�?�?entrepreneurial skillâ�?�?, â�?�?resource usageâ�?�?, â�?�?social awarenessâ�?�? and â�?�?procedural simplicityâ�?�? on prospective beneficiaryâ�?�?s financial independence across rural areas. The study observed that inclusion (0.237***), market knowledge (0.080**), entrepreneurial skill (0.071***), resource usage (0.086*) reported significant influence. Further analysis of cross factor interaction revealed that considered socio-demographic aspects seem to interact significantly across time period of research.