文章基本信息

标题：Analytical Study of Behavioral Finance In Bank Merger: Impact of Digitalization
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作者：Sumeet Gupta ; Sunil Kadyan ; Narinder Kumar Bhasin 等
期刊名称：Academy of Accounting and Financial Studies Journal
印刷版ISSN：1096-3685
出版年度：2021
卷号：25
期号：3
页码：1-17
语种：English
出版社：The DreamCatchers Group, LLC
摘要：The Indian banking industry assumes a fundamental job in the financial advancement of the nation. The Indian banking industry has seen numerous changes in most recent three decades. The banking business is partitioned into two classes, to be specific, Scheduled business banks and Non-planned business banks. The banks enrolled according to the Schedule II of the save bank of India act, 1934 are known as planned business banks, which further ordered as Public-area banks, Private part banks and remote banks. The Nationalized banks, State bank of India and its partner banks, Regional Rural Banks fall in the classification of an open sec-tor bank. The Private division banks incorporate the old Private segment banks and new Private part banks. The local provincial banks are supported by specific bank, state government and focal government and working in rustic territories. The Merger and obtaining are one of the significant instruments to accomplish the development. The merger according to the Godbole (2013) is the "mix of the considerable number of benefits, liabilities, advances and business of at least two organizations with the end goal that one of them endures." Many firms over the globe have embraced the system of merger and acquisition to accomplish high development in business. Further, the merger and obtaining likewise fill the need of development, diminishing the degree of rivalry and making of an enormous substance. As indicated by Narayanswamy (2017) the monetary examination is a method to contemplate the yearly report of organization to give significant data to the chiefs. Getting firm in every case needs to check budgetary execution of the tar-get firm as merger influences the money related position and abundance everything being equal. Since merger can have noteworthy effect on monetary execution of the acquiring firm in any of the ways, for example either positive or negative, the acquirer needs to assess the objective firm in well way before going for merger bargain. Once more, the merger can bring about poor money related performance. There are five distinct types of merger. Vertical Merger is a merger of non-competing organizations where one's item is an essential part of other's. Such merger should be possible between two firms occupied with various parts of business. Flat merger includes two firms that work and contend in a similar sort of business. The securing firm has a place with a similar industry as the objective organization. Accretive Merger happens when an organization with a significant expense to-income proportion buys an organization with a low cost to-profit proportion. In the event that there is no economic connection between the obtaining and gained firm, such a merger is known as Conglomerate merger. A merger is dilutive one if the EPS of procuring organization falls after merger. This occurs because of poor money related execution of target firm. The Indian Banking Industry gives an indication of progress in execution and productivity after the worldwide emergency in 2008-09. The Indian Banking Industry is having much better situation than it was at the hour of emergency. Government has taken different activities to reinforce the money related framework. The financial recuperation picked up quality on the rear of different fiscal arrangement activities taken by the Reserve Bank of India.
关键词：Pre-Merger;Post-Merger;Profitability Ratio;Liquidit