文章基本信息

标题：ANALYSIS OF FINANCIAL TECHNOLOGY BASED FINANCIAL INDUSTRIALIZATION IMPACT ON FINANCIAL SYSTEM STABILITY
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作者：Wahid Wachyu Adi WINARTO ; Ina MUTMAINAH
期刊名称：Social Sciences and Education Research Review
印刷版ISSN：2392-9863
电子版ISSN：2393-1264
出版年度：2020
卷号：7
期号：2
页码：241-255
语种：English
出版社：Editura Sitech
摘要：Financial Services Authority in carrying out monitoring of financial system instability resulting from financial technology(Fin Tech) in Indonesia, it is necessary to study or investigate financial markets or sources of disruption / risk and measure and minimize risks might arise. Therefore, this research will study the analysis of the impact of financial technology -based financial industry on the stabilization of the financial system by using an analysis and risk approach with a SWOT matrix.This study uses a qualitative approach, while the analysis used is a risk mitigation strategic analysis. This research was conducted in three stages. The data in this study are from secondary and primary data. This type of research used in this study included in exploratory descriptive research using qualitative methods. The object of research is all financial technology companies in Indonesia and officially registered under the auspices of the Financial Services Authority. Evaluation and management of risks that have emerged are explained how the conclusion of the results and the solutions that must be taken in managing risk. Types of financial risk management with a diversified approach, transferred, controlled risk. While the type of technology risk with a risk approach is avoided, the risk is funded, the risk is withheld. The banking industry must innovate to keep the financial system stable. The technology financial industry can be a partner or a reflection for the financial industry both banking and non-banking in serving the community in totality