期刊名称:International Journal of Computer Science & Technology
印刷版ISSN:2229-4333
电子版ISSN:0976-8491
出版年度:2015
卷号:6
期号:3
页码:86-89
语种:English
出版社:Ayushmaan Technologies
摘要:Risk assessment has been one of the major areas of research in banking. The main purpose of assessing credit risk is to differentiate between a potentially default customer and non-default customer. The work presented in this paper focuses on calculating risk assessment value by using Genetic Algorithm and Ant Colony Optimization Algorithm. The modelling of bank loan process that a banking organization follows is done by using BPEL (Business Process Execution Language). The outputs of this method are important for reusability purpose.