文章基本信息

标题：Factor Analysis of Micro Insurance Development Challenges in Rural Areas
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作者：Maryam Omidi Najafabadi
期刊名称：African Journal of Business Management
印刷版ISSN：1993-8233
出版年度：2010
卷号：4
期号：14
页码：3229-3231
语种：English
出版社：Academic Journals
摘要：Micro insurance is a financial arrangement to protect low-income people against specific perils in exchange for regular premium payments proportionate to the likelihood and cost of the risk involved. Organizations might face a number of barriers to develop micro insurance especially in rural areas; therefore it is necessary to identify such challenges. This study investigates agricultural experts’ perception about the challenges of micro insurance development. The factor analysis showed that the challenges can be classified into 3 latent factors namely: educational challenges, cultural-social challenges and legal-institutional challenges. 39.1% of total common variances are explained by these 3 factors.
关键词：Micro Insurance;challenges;rural areas