文章基本信息

标题：Application of re/insurance models to estimate increases in flood risk due to climate change
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作者：Jason Thistlethwaite ; Andrea Minano ; Jordan A. Blake 等
期刊名称：Geoenvironmental Disasters
电子版ISSN：2197-8670
出版年度：2018
卷号：5
期号：1
页码：8-1-8-13
DOI：10.1186/s40677-018-0101-9
语种：English
出版社：Springer
摘要：AbstractBackgroundFloods are the most common and most expensive natural hazard, and they are expected to become more frequent as the climate changes. This article presents research that used re/insurance catastrophe models to estimate the influence of climate change on flood-related losses. The geographic focus of the study was the Canadian Maritimes—specifically Halifax, Nova Scotia—and it sought to determine how municipal risks due to rainfall-driven riverine floods could change as a result of climate change.ResultsFindings show that annual flood losses could increase by up to 300% under a business-as-usual climate scenario by the end of the century (i.e., no mitigation or adaptation), even without accounting for changes to the built environment that could increase exposure (e.g., no population or economic growth).ConclusionsIncreasing flood risk demands an open discussion about how much risk is acceptable to the community and what controls on further growth of exposure are necessary. Moreover, projected increases in flood losses put into question long-term insurability in the Halifax area, and highlight a broader problem facing manyother areas in Canada as well.
关键词：KeywordsEnFloodCatastrophe lossesRisk managementClimate changePublic policyInsurance