文章基本信息

标题：Will the stress tests for banks improve the stability of financial markets?
本地全文：下载
作者：Dorothea Schäfer ; Dorothea Schäfer
期刊名称：Intereconomics
印刷版ISSN：0020-5346
电子版ISSN：1613-964X
出版年度：2010
卷号：45
期号：4
页码：194-195
DOI：10.1007/s10272-010-0336-5
语种：English
出版社：Springer
摘要：The European banking system is resilient to adverse shocks as long as the European taxpayer continues to support it. This is the main message after the stress tests of 91 EU banks. The tested banks represent 65% of the European market in terms of total assets. 1 The results are better than many experts had expected. The Tier 1 capital ratio (primarily common stock, re- serves or retained earnings to risk weighted assets) of all banks would decrease in the most severe scenario from 10.3% in 2009 to 9.2% by the end of 2011. Only seven banks would fail the 6% threshold established for the tests, and the estimated need for an additional €3.5 billion in capital funds is quite moderate.