文章基本信息

标题：Resource-based determinants of performance in the Tanzanian commercial banking subsector
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作者：Ligang Liu ; Vedastus Timothy ; Yang Gao 等
期刊名称：African Journal of Business Management
印刷版ISSN：1993-8233
出版年度：2011
卷号：5
期号：15
页码：6640-6647
DOI：10.5897/AJBM10.306
语种：English
出版社：Academic Journals
摘要：The purpose of this paper is to examine the resource-based performance determinants for commercial banks in Tanzania. The focus of the paper is on how financial performance of the commercial banks in the country is attributable to bank-specific resources. The paper compared the influence of different tangible and intangible bank-specific resources on bank profitability using a survey of 17 top commercial bank executives and annual data from 15 commercial banks. The results confirmed that organisational capabilities are key determinants of commercial bank performance in Tanzania. On the other hand, the results found no support of the effectiveness of intangible assets in creating economic benefit to the banks. The poor contribution of intangible assets to commercial bank performance implies that Tanzanian commercial banks have not been able to harness and deploy intangible assets effectively, making them vulnerable to competitor imitations. These findings call for more attention to be put on harnessing and deploying intangible assets for sustainable success of commercial banks in Tanzania. This paper is original in developing a framework of evaluating resources’ relative importance on bank performance.
关键词：Tanzania; banking; bank performance; resource-based view