文章基本信息

标题：THE ROLE OF INFORMATION ON RETIREMENT PLANNING: EVIDENCE FROM A FIELD STUDY
本地全文：下载
作者：J. Michael Collins ; J. Michael Collins ; Carly Urban 等
期刊名称：Economic Inquiry
印刷版ISSN：0095-2583
出版年度：2016
卷号：54
期号：4
页码：1860-1872
DOI：10.1111/ecin.12349
语种：English
出版社：Western Economic Association International
摘要：Many households neglect the pivotal task of planning for retirement. Proposals to stimulate employees to save for retirement in the workplace include tax subsidies, which are costly, and using automatic defaults, which may not complement the heterogeneous preferences of savers. This randomized field study shows that an information‐based intervention increases reported retirement plan participation, emergency savings, and using a budget. Employees offered access to education increased actual retirement deferrals by $26 per month. These results suggest that retirement education programs may be an effective strategy to increase retirement planning and saving behavior. (JEL J26, D14, D91)