文章基本信息

标题：ANALYSIS CAPITAL ADEQUACY RATIO (CAR) TO PROFITABILITY IN PT BANK BTN, CONTINUED
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作者：Nelwida Nelwida ; Rini Dwiastutiningsih
期刊名称：Faculty of Economics
出版年度：2009
卷号：0
期号：0
语种：English
出版社：Faculty of Economics
摘要：Capital is an important factor in the effort elicits banking business. BankIndonesia as the monetary authorities set the regulations on capital adequacythat must always be maintained at any bank linked with the total assetnya afterconsidering the potential risks facing each asset. Terms fulfillment of minimumbank capital is also called the Capital Adequacy Ratio (CAR), currently at 8% ofRisk Weighted Assets (RWA). Scientific objective of writing is to know howthe conditions of the Capital Adequacy Ratio (CAR) at the Bank, Corporation,and how the relationship between the Capital Adequacy Ratio (CAR) toprofitability at Bank BTN, Persero, in this case is a Return On Assets (ROA) PTBank BTN, continued in the year 2005-2008. The second, the Bank, continuedprofitability is also able to obtain above 0.50% in any financial period. Thisshows that the capital invested in the total assets to generate profits, has beencarried out efficiently by the bank management. The higher the ROA of a bank,the greater the level of profits achieved by the bank and the better the banksposition in terms of asset utilization. The better the capital of a bank, then thebetter the performance is also the bank management in its operational activitiesin a profit, and so did the opposite