摘要:The Indonesian economy has been the rapid increase in various sectors, one inthe field of insurance. Currently many insurance companies that useconventional and Islamic systems, such as PT Asuransi Bumiputera. Today, PTAsuransi Bumiputera company based insurance applies conventional andIslamic systems. Insurance based on the conventional system is a method thatprovides insurance protection against losses faced. While insurance is anagreement based on sharia system some people to pay money as compensationwhen one of them overwritten disaster. the existance of financial institutions onsharia to impact the insurance sector.. This discussion aims to find out thecalculations of each method of insurance. By doing the calculations based oneducational insurance and conventional systems in a sharia system to make iteasier to explain to the general public, insurance which provides benefits forthem when they become participants of the insurance later. And whateverbenefits they have received. Having analyzed the ratio calculation andconventional system of education insurance sharia system. It turned out thatinsurance based on sharia system more profitable than conventional systemsbased on insurance. With the many benefits derived from Islamic insurance, thepublic should be better to choose Islamic insurance products.