摘要:Lending System is a set of procedures, rules, procedures for implementation ofcomplex lending and structured which is usually used by an institution withinthe framework of capital distribution. Credit delivery system is basically appliedin order to minimize the risk to be borne by the creditor institutions, namely theState Savings Bank (Persero) in the future. The methods used in practical workis in the form of data types, among others: primary data (the system of creditgranting the State Savings Bank (s)), secondary data (on the theory of literaturebooks), while the data collection techniques are used, among others: theobservation techniques, interviews, and book study. The purpose of thispractical work is to determine the extent to which the credit delivery system thatis applied to the State Savings Bank (Persero). From the work of the practice isknown that the credit delivery system in the State Savings Bank (s) are dividedinto three stages.. Emphasis on lending system lies in credit analysis, whileconsidering the other main factors. Related parties include lenders, developers,and the debtor.